Applied Bank - Secured Visa Credit Card

Applied Bank card

Q: I am thinking of applying for a credit card and I am confused about wether to apply for a Applied bank credit card or to deal with anyone. What to do?

A: Normally all credit cards are almost same and also the applied bank secured visa credit card is like all others. These may only vary in their interest rates, monthly and fees and credit limit. You must read the terms and conditions carefully and apply for the one which is best suited according to your needs.


Q: I had done a payment with the Applied Bank card and the same day i had cancelled it online. I check it again and found that they had not sent my refund even when they had taken the online payment from my account. I want to know to whom I must report about all this?

A: At first, you must simply call the applied bank customer care number or ask the manager for the matter. Then you have to write a certified letter in the name of the bank. The FTC(Federal Trade Commission) will look upon the matter and you will get your refund soon.

Household Bank Platinum Card

Household Bank Platinum Card is a household bank mastercard which is accepted at outlets which accepts MC.
It helps you built your credit reports,They accept most of people even with no credit score So its good if you low Credit score

FAQs:
1)I went bankruptcy few years back,I applied for few cards including household bank mastercard and Washington Mutual Platinum,Now I see my score is becoming good with time but big company still turn me down because of my past record.How Can I come out of it.
bankruptcy takes 10 years or so in most of country to out of reports.Don't apply at many outlets for cards and they will check for your score and this also include in list

Q:is Household Bank Credit Card a Fraud?
I went through http://www.householdbank.com and did not see how they fight card fraud

A:Trying reading TOS on their website and also read fine print when you fill application online.

Q:Do you have any exp. on household bank credit card services
This type of cards usually charge high fees and high interest rates ,you should go for them only if you want to build credit score even at high cost

Q:How Frequent Household Bank report to credit bureaus?
I buy a new credit card from household company ,I want to know when they will report to credit bureau

Usually its reported every month but in new accounts it takes upto 2-3 months